Buyer Affordability Calculator

Buyer Affordability Calculator — McThorn Group
Find your max purchase price from payment & cash
Budget
Max Monthly Housing Payment
$
Your target — drives your max purchase price
Total Cash Available
$
Down payment + closing costs + escrow reserves
Financing
Amortization
Interest Rate
6.500%
HOA / Community Fees
Transaction Costs
Closing Costs
% of purchase price · —
2.0%
Escrow Reserves
Months of housing payment · —
2 mo
Property Taxes
Millage Rate
Annual tax · —
22.15
Insurance
Insurance Rate
Annual premium · —
0.50%
McThorn Group · Buyer Affordability Calculator
at Matchmaker Realty
Calculator Inputs
Maximum Purchase Price
Based on your monthly payment target
—
—/mo total housing payment

⚡ Eliminate PMI — Boost to 20% Down

—
Cash to Close

How Your Cash Gets Used

Down Payment
—
Estimated Closing Costs
—
Escrow Reserves Required
—
Total Cash Needed
—
Monthly Payment Breakdown

PITI + Mortgage Insurance

Loan: —
Principal & Interest
Fixed monthly loan payment
—
Property Tax
—
Homeowner's Insurance
Annual ÷ 12
—
Mortgage Insurance (PMI)
—
Total Housing Payment
—
Payment Scenario Chart

Monthly PITI+MI vs Your Target — Across Purchase Prices

Your target price
Below target payment
Above target payment
PMI drops off

Get In Contact With Me

Two Easy Ways to Connect

Option 1: Want to Connect Right Away?

Send Me A Text

Have a quick question or just getting started?

Send me a text — it’s the fastest way to get answers and start the conversation.

I’m happy to help with general questions about:

  • Buying- Where should I start?

  • Selling- How to improve the value of your home?

  • Timing- Is now the right time to buy or sell for me?

  • Neighborhoods- What areas fit my budget or lifestyle?

  • The process- How long does it usually take to buy or sell?

Option 2: Want Dedicated Time to Talk?

Schedule A 15-Minute Call

This quick, no-pressure call is all about you — your goals, your timeline, and expectations.

Here’s What You Can Expect

Share your goals.

Whether you’re getting ready to sell or searching for the right home, we’ll discuss the best way to move forward.

Learn how I can help.

I’ll walk you through my process and how I support clients from start to close.

Next steps made simple.

You’ll leave with a clear plan and confidence about your next move.

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